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Nexa Mortgages & Finance

Mortgage advice
that works for you.

We search 15+ lenders to find the right home loan for your situation — fast, unbiased, and working for you.

15+

Lenders compared

24hr

Pre-approval

FMA Registered15+ Lenders

What we do

Lending solutions tailored to you

Lenders compared
15+
Average pre-approval
24hrs
Independent advice
100%
Client satisfaction
5★

Why choose Nexa

Your mortgage broker,
working for you

Unlike going directly to a bank, using a broker means you have an expert in your corner — someone who compares the whole market, negotiates on your behalf, and guides you at every step.

  • Transparent fees

    Our mortgage advice is free — we're paid a commission by the lender. For personal finance products, a broker fee may apply and will always be disclosed upfront.

  • Access to 15+ lenders

    We're not tied to any single bank. We search all major NZ lenders — ASB, ANZ, BNZ, Kiwibank and more — to find your best fit.

  • FMA registered advisers

    Our advisers are registered under the Financial Markets Conduct Act and dedicated to giving you unbiased, personalised advice.

  • Fast, simple process

    From enquiry to pre-approval, we handle the paperwork and communication so you can focus on finding your home.

Our lenders

Backed by 15+ NZ lenders

We write about $3 billion of home loans per year, working with all the major banks and specialist lenders.

  • ANZ logo
  • ASB logo
  • BNZ logo
  • + 12 more lenders

More lenders being added as Nexa expands accreditations.

Client Reviews

Client stories.

Manvir made our first home purchase so much less stressful. He explained everything clearly, found us a rate our bank couldn't match, and was available whenever we had questions.

SL

Sarah L.

Auckland · Google Review

I was overwhelmed by the mortgage process but the Nexa team walked me through every step. Pre-approval in under 24 hours — I couldn't believe how fast it moved.

JK

James K.

Wellington · Google Review

Switched from my bank after Manvir found me a significantly better rate on refix. The whole process was smooth, professional, and completely free. Highly recommend.

PR

Priya R.

Christchurch · Google Review

The process

How it works

Getting a mortgage through Nexa is simple. Three steps and you're done.

  1. 01

    Talk to us

    Book a free, no-obligation chat with one of our advisers. Tell us your situation and what you're looking for.

  2. 02

    We find the deal

    We compare rates across 15+ lenders, handle the paperwork, and negotiate on your behalf to find you the best available option.

  3. 03

    You settle

    We manage the process from application through to settlement — keeping you informed every step of the way.

Get started today

Free consultation · No obligation

FAQ

Questions, answered.

Everything you need to know before you start. Can't find your answer? Just ask us directly.

Talk to an adviser

Ready to start your loan journey?

Book a free, no-obligation chat with a Nexa adviser. We'll search 15+ lenders and find the right deal for you.